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Apply Yes Bank Personal Loan at lowest Rate of interest

About Yes Bank

Yes Bank is one of the leading public-private sector commercial bank headquartered in the financial capital of India, Mumbai. Yes Bank which was founded in the year 2004 by Rana Kapoor and Late Ashok Kapoor is one of the leading private sector banks in India. With an overall strength of over 600 branches and more than 2000 ATMs spread across India. Being considered the fourth largest private sector bank in India, Yes Bank provides banking and financial services to the customers.

Yes Bank provides a personal loan to its customers keeping in mind the rising expenses and needs with lowest interest rates, quick and hassle free approvals. Yes Bank provides a personal loan to individuals in order to fulfill certain unavoidable expenses such as home renovation, vacation, higher education, medical emergencies etc. Personal loan in Yes Bank is available without any security or collateral to ensure repayment of the personal loan amount. Yes Bank Personal loans are made available to the customers in a lot of variants. Getting a personal loan in Yes Bank is made simple as the application process is hassle free to ensure easy and quick approval of the personal loan. Getting a yes bank personal loan in Bangalore is very easy as the customers can avail for yes bank personal loan online with sitting at home with minimum documentation, quick sanctions, monthly EMI calculators and much more features.

Eligibility to apply Yes Bank Personal Loan in Bangalore

Below is the eligibility criteria to apply personal loan online in Bangalore

  • An individual between the age group of 23-58 years are eligibile to apply personal loan in Yes Bank
  • Minimum monthly salary of RS.25000/- is required to apply personal loan in Yes Bank
  • The applicant must possess a minimum work experience of 2 years
  • The applicant must stay minimum 2 years in the current residence address

How to apply YES bank personal loan online in Bangalore

Although applying for Yes Bank Personal loan is straightforward, the applicant must fulfil specific criteria to get approved for a Yes Bank Personal Loan. Asking the YES bank personal loan is very easy. You can quickly get the approval for the personal loan within 5 minutes. The YES bank personal loan interest rate is very reasonable; it also offers special facilities for the YES bank account holders, salaried, self-employed and women borrowers. You can quickly get the personal loan for a medical emergency, travelling, exotic vacation, marriage, renovation of a house, buying the property or for any other personal purposes. You can apply for a personal loan in YES bank at any time and anywhere.

apply Yes Bank personal loan
YES Bank personal loan interest rate in Bangalore as on
Service type Service Charges
Interest rate Starting from 11.49%
Loan Processing charges Up to 2% of the loan amount
Prepayment Foreclosure of loan is not allowed up to payment of 12 EMI's.
Pre payment Charges 4% of Principal Amount + Service Tax
Required documents to apply YES Bank Personal Loan in Bangalore
  • Identity Proof: copy of passport/voter ID card/ driving license
  • Address Proof: Copy of ration, telephone or electricity bill/rental agreement/passport
  • Bank statement for last 3 months/passbook for last 6 months
  • Latest salary slip / current dated salary certificate with latest form 16
  • Photograph and PAN card photocopy
  • Education proof / Employment proof
Features of YES bank personal loan
  • Yes Bank personal loans are a multipurpose loan which can be taken for any occasions such as wedding, home renovations, higher education funding, emergency health issues etc. Personal loan in Yes Bank is issued for expenses which are unavoidable or those in needs of urgent needs of cash.
  • Yes Bank Personal Loans are easy loans which can be availed by the customer without any collateral security
  • Yes Bank Personal Loan comes with lower interest rates, smaller EMIs and easier for the customer to repay the personal loan amount.
  • Yes Bank offers personal loans with flexible repayment options and also offers part pre payment of the personal loan at zero cost.
  • Yes Bank Personal Loans can be availed from a minimum of Rs.2 Lakhs to a maximum of Rs.20 Lakhs with easy loan repayment options ranging from 12 to 60 months.
  • Yes Bank offers easy documentation process with 100% transparency.
  • Quick loan approval within 10 seconds for the first time loan seekers.
  • No hidden charges, reasonable and lowest processing fee and offer convenient repayment options.

YES Bank Personal loan bangalore customer reviews

  • Very quick and transparent service from Yes Bank personal loan team. I got my personal loan approved from Yes Bank in just 2 days with a low rate of interest and just 0.5% processing fee. I would surely recommend to everyone.
    Sumith

  • I availed a Yes Bank Personal loan last year and I must say the service was extremely fast and smooth.
    Vivek Patil

  • I have taken the Yes Bank personal loan and I got with less interest rate and cash back offer. Good job. Keep it up.
    Raghu Ram

  • It was very helpful for me to know the market information on the rate of interest, processing fee and other charges required for a personal loan in Bangalore.
    Chethak K

  • Thank you Yes Bank for providing an overall experience and customer support.
    Krishnamurthy

  • I took a Yes Bank personal loan in Bangalore and got all my dreams fulfilled. Thank you Yes Bank personal loan.
    Yathish Kumar

  • Yes bank personal loan service in Bangalore helped me in getting the loan faster with good interest rate and in good time.
    Sathish Kumar

  • Well organized, committed and dedicated service from Yes Bank, I got my personal loan approved within 2 days with low-interest rates.
    Ramu K

  • Myself, Swaroop from Bangalore, thanks to Yes Bank personal loan service in Bangalore, I got my house renovated recently.
    Swaroop Rao

  • I applied for a Yes Bank personal loan in Bangalore and it was processed within a week at the very low-interest rate. Hats off to Yes Bank
    Anumpama Soni

Frequently Asked Questions(FAQ)

YES Bank Frequently Asked Questions(FAQ)

What are the advantages of Yes Bank Personal Loan?

The advantages of applying for a Yes Bank personal loan in Bangalore are:

  • Quick documentation process with 100% transparency
  • No collateral security needed
  • Hassle free application procedures and quick approvals of personal loans
  • Flexible loan tenure that makes it comfortable for you to payback at a convenient time
  • Highly competitive interest rates
  • Applying for a Yes Bank personal loans hardly requires no time with flexible options
Can I apply for a Yes Bank personal loan online?

Yes, its easy to apply Yes Bank Personal Loan online. Just provide your basic information by filling a simple form in our website, based on your information our team will check your eligibility and inform you about your loan process within 5 minutes.

How can I check my Yes Bank Personal loan status?

Customers can check their personal loan status any time by getting in touch with our dedicated customer representatives of our company. Click here to check the status of yes bank personal loan.

Where can I find the Yes Bank personal loan application form?

Applying for a personal loan with Yes Bank is very easy, as the customers need to go the Yes Bank Website. Select Branch Banking option, select Retail Banking-Loans and under this option select Personal Loans. Select the online application form and start applying for the personal loan.

How to find my Yes Bank personal loan statement online?

Customers can get their personal loan statement online easily, by paying an amount of Rs.750 per statement.

What are the pre-closure charges?

Pre-closure charges attract no extra charges provided all the EMIs are cleared by the customer.

How can I receive my Repayment Schedule?

Yes Bank can send the copy of the repayment schedule to the customer by a payment of Rs.750

How much should I pay for NOC?

Customers will have to pay an amount of Rs.750 to the Bank.

Can I postpone/reschedule my EMI payments?

Yes, provided the customers will need to intimate the bank of the change. However, any changes may attract some charges by the bank.

Should I pay extra to change the installment date?

Yes, the bank may charge extra for changing the loan payment date.

Penalty charges of late EMI?

Customers will be charged a penalty of 24% per annum on the outstanding EMI amount.

How much personal loan does Yes Bank offer?

Customers can avail personal loans from Yes Bank ranging from Rs.2 Lakhs to Rs.20 Lakhs depending on their requirement and eligibility.

Is collateral security/guarantor required?

No, Yes Bank personal loan doesn’t require any guarantor or collateral security.

Does Yes Bank permit pre-payment of my personal loan?

Yes, pre-payment of a personal loan is permitted by Yes BANK, subjected to certain terms and conditions.

Prepayment charges of my Yes Bank personal loan?

Prepayment charges are not applicable, provided the borrower has paid more than 12 EMIs, however a fee equivalent to 4% of the outstanding principle is charged by the bank.

Does Yes Bank allow part payment of my personal loan?

No, there is no part payment allowed by the bank.

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