Customer Care
+91 9964959412
personal loan bangalore
Email: info@personalloan-bangalore.com
Phone: 9964959412
Url:
12th Main Rd, 3 Block, Rajajinagar
bangalore, karnataka 560010
personal loan bangalore
Rated 4.8/5 based on 7 reviews

Welcome to HDB Finance Personal Loan

HDB Financial Services Limited is a subsidiary company of HDFC Bank. HDB bank work with people to structure a loan solution based on your requirements and also the employees of HDB bank assist on all documents at your doorstep. Dedicated service for all kind of loan and conditions. HDB has given support and guidance to grow professionally. The openwork culture encourages sharing ideas to contribute to the growth of the organisation. It's a great feeling to be part of HDB. The company's long term vision and strong values make it a great place to work. HDB is a fast growing organisation.

Features and Benefits of HDB Finance personal loan

  • Loan up to Rs 10 lakhs.
  • Simple Documentation
  • Speedy Processing
  • Easy Repayment through EMIs
  • No guarantor/security required.
  • Convenience of doorstep service
  • Special offer for employees of selected companies.

HDB Finance personal loan interest charges

Service type Interest rate
Interest rate 18% to 33%
Loan Processing charges Up to 3.00% of loan amount
Cheque/ECS bounce Charges Rs. 750 per bounce
Charges for Late Payment of EMI 3% per month on overdue EMI amount
PDC/ECS Swap Charges Rs. 750 per swap
Statement of Account Charges Rs. 500/-
Document Retrieval Charges Rs. 750/-
Additional Repayment Schedule Rs. 500/-
Loan Cancellation Charges Rs. 1000/-
Pre-Closure Charges 2% - 4%

Eligibility for Salaried Individual

  • Minimum age of Applicant should be 21 years
  • Maximum age of Applicant at loan maturity should be of minimum 60 years
  • Minimum employment is minimum 2 years in employment and minimum 1 year in the current organization
  • Minimum Net Monthly Income should be Rs. 20,000/- for metro location and Rs 15,000/- for non metro location.

Eligibility for Self Employed Professionals

  • Minimum age of Applicant should be 21 years for
  • Maximum age of Applicant at loan maturity should be 65 years
  • Years in profession should be minimum 4 years with at least 2 years in the same business
  • Minimum Annual Income should be above Rs. 100000/- p.a. for metro location and Rs 75000/- for non metro location

Eligibility for Self Employed Non Professionals

  • Minimum age of Applicant should be above 25 years
  • Maximum age of Applicant at loan maturity should be above 65 years
  • Years in business should be minimum of 4 years from commencement of business.
  • Business should be profit making for the last 2 years.
  • Minimum Annual Income should be above Rs. 100000/- p.a. for metro location and Rs 75000/- for non metro location

Documents required to process HDB Finance Personal Loan

  • Proof of Identity (Passport Copy/ Voters ID card/ Driving License)
  • Address Proof (Ration card Tel/Elect. Bill/ Valid Rental agreement. / Passport copy/Driving License)
  • Bank Statements (latest 3 months bank statement )
  • Last 3 months salary slip or current dated salary certificate with latest Form 16
  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
  • Qualification proof of the highest professional degree
  • Proof of continuation (Trade License /Establishment /Sales Tax certificate)

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