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Axis Bank personal loan
personal loan bangalore
Email: info@personalloan-bangalore.com
Phone: 9964959412
12th Main Rd, 3 Block, Rajajinagar
bangalore, karnataka 560010
personal loan bangalore
Rated 4.8/5 based on 7 reviews

Axis Bank Personal loan | Axis Bank Personal loan in Bangalore | Get Axis bank personal loan online

We, Personal loan bangalore experts on analyzing factors and helps individuals to avail personal loans from various top private banks, here we listed the important aspects for availing Axis bank personal loan.

About Axis bank

Axis Bank (formerly known as UTI bank), the third largest private-sector banks in India with around 2,959 branches and 12,743 ATM’s across the nation along with 9 international offices and employs over 50,000 people. With its quality service, Axis bank awarded as the “Best Performing Private Bank” in the Financial Advisor Awards 2015-2016 conducted by ICRA limited.

Eligibility to apply Axis bank personal loan in Bangalore

We, Personal loan bangalore here listed the eligibility factors for availing personal loan in Axis bank, along with various rules, which are considered as the Axis bank personal loan eligibility factors.

  • Personal Loan applicant must be Minimum 21 years old and Maximum 60 years old.
  • Applicant shall be Salaried/Self-Employed person, who must get regular income above the par limit.
  • Personal loan applicant must receive salary more than Rs. 15,000 on monthly basis.
  • Eligible applicant can able to avail the maximum amount of Rs.15 Lakhs as personal loans from Axis bank.
  • Having positive credit score, by paying credit card bills within bill period and choosing the longer tenure loan up to 60 months would improves the eligibility factor for attaining personal loans from Axis bank.

How to apply Axis bank personal loan in Bangalore

In order to avail Axis bank personal loan in Bangalore, we Personalloan-bangalore here listed steps would be helpful for individuals to apply for personal loan in Axis bank. These steps are much easier to do when compared with the procedure to avail loan from other banks.

  • Firstly, applicant needs to be aware of the loan details like interest rates, charges, eligibility factors and so.
  • Secondly, should gather the desired paperwork regarding necessary documents and loan forms collected from nearest branches and so.
  • And finally, Apply personal loan online through our website for instant approval, or applicant can get a call back by giving miss call to +91 9964959412
How to apply personal loan
Axis Bank personal loan interest rate in Bangalore as on
Service type Interest rate
Rack Interest rates 13.50% to 24%
Loan Processing charges 1.50% to 2.00% + Service Tax as applicable
Pre payment Charges Nil
Cheque bounce charges Rs. 500 per cheque bounce + Service Tax as applicable
Cheque / Instrument Swap charges Rs. 500 per instance+ Service Tax as applicable
Default Interest rate 24% per annum i.e. 2% per month on overdue of installment
Required documents to apply Axis Bank Personal Loan in Bangalore
  • Identity Proof: Like copy of Passport/Pan card/Driving license
  • Income proof: Salary slip for the last 2 years/ Form 16 along with the current dated salary certificate
  • Residence proof: Like Bank Account Statement/ latest electricity bill/latest telephone bill
  • Signature proof: Valid Passport/Pan Card/Processing Fee Cheque/Banker’s verification letter
  • Proof of telephone: Latest bill of landline/mobile/WLL with the name of the borrower or address of the borrower
Features of Axis bank personal loan
  • Simplified Access: Getting a personal loan from Axis bank requires a minimal documentation when compared with all other private banks; also the approval process would be quick in nature.
  • Flexible Loan Amount: Applicant can choose the personal loan amount from Rs. 50,000 to Rs. 15, 00,000 according to their eligibility factors.
  • Balance Transfer from other Financial Bodies: Axis banks allow its customers to do balance transfer like carry over the existing loans from other banks to axis banks. It helps individuals to maintain all loans under one financial body.
  • eDGE Loyalty Rewards: Axis offers reward points for individuals to get personal loans, points can be redeemed as cash surplus or discounts while shopping.
  • Competitive Interest Rates: Axis bank personal loan interest rate is competitive and best along with quick approval. Axis personal loan rate of interest starts from 15.5%.

HDFC Bank Personal loan bangalore customer reviews

  • I suggest personalloan-bangalore for employees and self-employed person, who looks to get personal loans from private banks. They are the team of experts who looks and analysis all aspects and features provided by private banks and suggest the best according to individuals need.

    After reading the loan process and eligibility details offered by the experts of personalloan-bangalore, I manage to judge my loan amount which can be obtained by me from axis bank, it helps a lot for me on picking the suitable bank without spending time with bank executive every time.

    Staffs of Marathahalli Axis bank branch makes my loan process easy, convenient and hassle free with their online mode of operations, I pinged them about my personal loan need, and their executive talked to me instantly and explains about the loan process exactly as mentioned in the site personalloan-bangalore.

    Now, am pretty happy on obtaining personal loan with competitive interest rate.

  • Completely coordinated the loan disbursement and I never experienced problem in dealing with HDFC bank personal loan. Entire loan process was very good.
    Siddharth Jain

  • Axis Bank has provided the efficient support and services, that l can trust to get a personal loan from them. As I expected, they never fails to break my trust.

  • When I needed financial assistance to solve my financial crisis, I found this personalloan-bangalore, with the guidelines suggested; I went directly to Axis Bank. As, I well aware of the procedure and documents for obtaining personal loans from them with the help of Information obtain from personalloan-bangalore. I managed to get Rs.10, 00,000 personal loan from Axis bank without wasting too much of time. I highly recommend Axis bank for those who looking to get personal loans.
    Abdul Aziz

  • It’s been a pleasure experience for to me to get a personal loan from a private bank like Axis in quick session, thanks to personalloan-bangalore and supporting staff, who guided me throughout the paperwork’s.

  • Without Axis bank, I wouldn’t be where I am today. They sorted out my financial problem in quick session by lending 8 Lacs as personal loans, at very competitive interest rate. Thanks to the experts of “personalloan-bangalore” who published useful information, which guided me to axis bank.

  • Axis Bank has made my personal loan process very convenient and they approved my loan application instantly. I work on a general shift, therefore it was not possible for me to go to the bank and submit my details in person during the business hours, and their executives (Koramangala branch) were so kind and approached me at my office after I requested a loan from their official website and collect my papers and finish the whole process within a week. Thanks and thumbs up for their customer services.
    Kanhaiya Lal

  • After having bad experiences like too much delay and worst customer handling with several other banks, working with Axis bank has truly been a breath of fresh air and far better from the other banks. Unlike, the general opinion prevails in public, their interests are fair, and the employees are always friendly and helpful unlike the other banks, especially the staffs from public sector banks.

Frequently Asked Questions(FAQ)

Axis Bank Frequently Asked Questions(FAQ)

What is a personal loan and how can it help me?

A personal loan is the cash borrowed from the bank when you have to take care of expenditures related to your immediate personal life. For example, hosting your child’s birthday party, managing the marriage of your sister, getting the house renovated and a host of other things fall in this category. You can also apply for personal loan in Bangalore when you are looking for some extra cash to be pumped into your business.

What is the best way to apply for a Axis Bank personal loan in Bangalore?

The simplest way to apply for AXIS personal loan is to simply register your request online. Once your request reaches the bank, an executive from the bank will get in touch with you and guide you through the entire process. You can also walk into the nearest branch and talk to one of our officers to process your request.

What is the turn-around time for an AXIS bank personal loan request?

Axis Bank specializes in offering best in class customer service which in turn means that as soon as you register your request, the bank officials will start work on it. Usually, a personal loan application is cleared fast. However, you will surely get the final reply from the bank latest within 30 working days provided the documents are in order and all the eligibility criteria are met.

What is the maximum amount of loan that one can apply in Axis Bank?

When you are applying for an Axis bank personal loan, you can get a sanction for a maximum amount of fifty lakhs. However, you need to understand that the amount sanctioned varies from person to person since it depends on the eligibility of the individual and the payment capacity.

Do I need to pay a fee while applying for a Axis Bank personal loan?

In case of a loan, the bank levies a processing fee which again differs according to the amount that you have applied for. The processing charge to avail of an Axis Bank Personal Loan ranges between 1.5% to 2% of the loan amount plus service tax as applicable.

How to keep track of my Axis Bank personal loan account?

When you apply to Axis Bank, keeping track of your personal loan account is easy. You can ask for a statement of account as well as repayment schedule at the nearest branch or simply register your request online. Customers can also get the details from the Axis Bank call centre.

What are my different options to pay Axis Bank personal loan EMI?

At Axis Bank, we offer three options to pay your monthly installments: Standing Instruction (SI): This is the ideal option for people with a salary account. You can give your branch standing instructions to release the fix amount or EMI towards repayment of your personal loan every month.

Electronic Clearing Service (ECS): For non-Axis account holders, this is again a convenient option where they can use online banking to transfer the EMI amount to their Axis Bank personal loan account.

Post-Dated Cheques (PDCs): Submit post dated cheques at the bank so that you can just maintain the balance instead of being bothered about keeping track of the date of paying the EMI.

Do I have to pay for foreclosure of part prepayment?

Axis Bank does not levy any charges for par prepayment. Even in case of foreclosure, the bank will ensure that the outstanding dues are cleared and process the request without any extra charge.

How to check personal loan application status in Axis bank?

For Axis personal loan status, applicant can check their loan status by using the respective loan application ID. For further assistance, please contact our customer care executives by dialing +91 9964959412, who can assist individual people regarding availing personal loans from Axis bank.

Click here to view the status of your Axis Bank Personal Loan application.

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