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ICICI bank personal loan

Apply ICICI Bank Personal Loan | ROI starts @ 10.99%

Getting personal loan from ICICI bank is easy and quick. ICICI bank offers attractive rate of interest. Apply online to get ICICI bank personal loan. ICICI bank personal loan is easy 3 step process, get eligibility, decide to apply, complete documentation. ICICI bank loan range from 1 lakh to 30 lakh based on your eligibility. ICICI bank personal loan interest rate start as low as 11.49%*. Use ICICI bank EMI calculator to know monthly EMI.

ICICI bank is one of the largest personal loan providers in India. It provides loan of maximum Rs. 15 Lakhs for self employed, up to Rs. 30 Lakhs for salaried and Rs.40 Lakhs for doctors with a flexible repayment option of 12-60 months and charges interest rates in the range of 11.49%-18%. ICICI charges 5% prepayment charges and processing fee up to 2.25%.

Dream holiday, wedding, home renovation, latest gadgets or anything else you desire? Make real with Personal Loans up to Rs.20 lakh at interest rates starting from 10.99%.

ICICI Bank personal loan interest rate as on
Service type Interest rate
Rack Interest rates 11.49% - 18% for salaried
Loan Processing charges Up to 2.25% of the loan amount +Service Tax
Loan Amount Minimum 50,000 – Max 30 lacs
Loan Tenure Min 12 months and Max 60 months
Representative Example
For example if a person borrowed a loan of Rs. 5,000,00/- with a rate of interest 12% per annum for 60 months. Then monthly EMI is Rs. 11,122/- per month and the total amount is 6,673,20/- including interest and there is no processing fee.
Required documents to apply ICICI Bank Personal Loan
  • Identity Proof: copy of passport/voter ID card/ driving license
  • Address Proof: Copy of ration, telephone or electricity bill/rental agreement/passport
  • Bank statement for last 3 months/passbook for last 6 months
  • Latest salary slip / current dated salary certificate with latest form 16

Features and Benefits of ICICI Bank personal loan

  • ICICI Bank offers one of the highest quantum of personal loan which is up to Rs 15 Lakhs for self employed and Rs.30 Lakhs for salaried.
  • It charges attractive interest rates in the range of 11.49%-18%
  • It provides faster processing of personal loan and requires minimal documentation. The loan is disbursed within 72 hours of submission of documents.
  • ICICI bank offers cover for loan liability through which personal loan applicants can insure their personal loan liability with ‘All Safe’ Insurance with no extra cost.

How to apply ICICI Bank Personal Loan?

Personal loan bangalore has collaborated with ICICI bank for its personal loan services. Individuals seeking loan in Bangalore from ICICI bank can directly avail the services from Personal Loan Bangalore to get quick and hassle free loan.

  • Paperwork support: We at Personal loan Bangalore provide door to door service to the loan seeker by collecting the documents for them and submitting it to the bank. The users don’t have to worry about the paper work and need not even come to bank.
  • Quick approval: We at Personal loan Bangalore try our best to get your loan approved instantly by ICICI bank.
  • Standard Chartered bank offers competitive interest rates on personal loans.
  • Advisory services: We at Personal Loan Bangalore also help the loan seeker to choose the best deal available with ICICI bank according to the loan eligibility criteria provided by the bank and the requirements of the loan seeker.