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Personal Loan in Bangalore | Apply lowest interest rate personal loan in bangalore

Personal loan is a loan which is taken for immediate personal use. It can be taken for any personal use like for a vacation, marriage in the family, sudden medical expenditure etc. Personal loan doesn’t require any collateral security or any surety and is easily available. The amount of loan ranges from Rs.50, 000- Rs. 30 lakhs with a repaying period of 1-5 years. Personal loan Bangalore is a service provider to those who are looking for personal loan in Bangalore city. If you are looking for a personal loan in Bangalore then you are at the right place. Once again we welcome to personal loan Bangalore.

The demand for personal loan in Bangalore is growing day by day along with interest rates. www.personalloan-bangalore.com is dedicated to provide personal loan at most competitive interest rate. Personal loan bangalore offers personal loan at very less rate of interest and lowest EMI possible and no hidden charges. We will process your documents in the concerned bank and helps you to get personal loan as soon as possible. Based on your profile we will give you a suggestion to choose a bank and clearly we explain the terms and condition, rate of interest, processing fee, insurance etc. Once you agreed, then we will collect your documents and process your application in the concerned bank.

Bangalore is a big IT hub in India, where the personal loan interest rates are revised every day. Personal loan in Bangalore helps you to get personal loan at lowest rate of interest with complete information at your door step.

Personal loan bangalore offers personal loan from various banks like HDFC Bank, ICICI Bank, Axis Bank, Standard Chartered Bank, Kotak Mahindra Bank, Indus ind Bank, ING Vysya Bank, Bajaj Finance, HDB Finance, Fullerton India etc. Personal loan Bangalore does not provide any loans, but we do forward your requirements to the respective bank and help you to get the loan as early as possible.

Personal loan does not require any surety but it’s just a simple paper work which includes flexi repayment with quick approval. Before taking personal loan in Bangalore, check all the details like terms and conditions, processing fee, rate of interest etc. For any of your queries, please send your requirements to info@personalloan-bangalore.com or call us on +91 9964959412.

Documents required for Salaried Employee personal loan

  • Identity proof
  • Current residence Proof/permanent address proof
  • Salary Slips for 3 months
  • 6 months Bank statements
  • Appointment letter and proof of work experience.
  • Photograph and PAN Card xerox

Documents required for Self Employed personal loan

  • Identity proof
  • IT Returns CA certified copies for 2 years complete set
  • Business Continuity/existence proof 3 years old
  • Education proof
  • Partnership Deed & other mandatory documents
  • Balance Sheets

Eligibility to apply Personal Loan in Bangalore

If you are planning to take the personal loan then you should aware about personal loan eligibility criteria. Different banks have different criteria for giving personal loan. You can check your personal loan eligibility by using our Eligibility calculator. Most of the banks have the personal loan eligibility calculator to make your work easy. If you wish to apply personal loan you must satisfy the bank that you completely fit in their personal loan eligibility criteria.

General Eligibility for Personal Loan in Bangalore

Age limit Min 21 years – Max 60 years
Employment Type Salaried/ Self-employed professionals/ non-professionals
Minimum Income Minimum 20k net income per month
Loan Amount Minimum 50,000 – Max 50 lacs
Loan Tenure Min 12 months and Max 60 months
Bank Name Rate of Interest for Salaried Employee Processing Fee
HDFC Bank Personal Loan 11% - 17.85% 0%(MIN) TO 2.5%(MAX )
Axis Bank Personal Loan 12.99% to 24% 0.99%(MIN) TO 2%(MAX )
ICICI Bank Personal Loan 11% - 17.85% 0%(MIN) TO 2.5%(MAX )
Standard Chartered Bank Personal Loan 11% - 16% 0%(MIN) TO 1000 ON LOAN AMOUNT(MAX)
IndusInd Bank Personal Loan 14% - 16% Up to 2.50% of loan amount plus tax
Kotak Bank Personal Loan 11.50% - 24.00% Up to 3.00% of loan amount
Bajaj Finance Personal Loan 14.25% - 16.75% 2% to 3% of loan amount
HDB Finance Personal Loan 14% TO 21% 1%(MIN) TO 2%(MAX )
Fullerton Finance Personal Loan 17.25% - 35.00% 2%
SBI Personal Loan 13.00% - 17.65% Nil
Capital First Personal Loan 16.00% - 24.00% 2% to 4%
Tata Capital Personal Loan 13.50% - 18% 1%(MIN) TO 2%(MAX )
Yes Bank Personal Loan 12.50% - 16.00% 2% to 3%

Representative Example

For example if a person borrowed a loan of Rs. 5,000,00/- with a rate of interest 12% per annum for 60 months. Then monthly EMI is Rs. 11,122/- per month and the total amount is 6,673,20/- including interest and there is no processing fee.

Customer Feedback - Personal loan in Bangalore Write Review

Customer Success Story

  • Success Story of Ms. Malini

    Ms Malini works as a Store Manager in the popular textile showroom in the business city Bangalore. She is the only source of income for her family after her father died in an accident a few years ago. She lives alone with her mother, who prefers to be as house mother. Ms Malini’s gets salary as Rs. 25K per month and it’s fair enough for here to run her family in this expensive city Bangalore. One day, Ms Malini’s mother slips in slippery titles, which cost her knees. Doctors suggest Ms Malini’s mother to undergo knee replacement which might cost around 4Lakhs.

    As Ms Malini doesn’t have any source to collect such amount in quick session, Ms Malini has broken completely. One of Ms Malini’s friends Mrs. Priya suggest her to opt Personal loan. With no idea about getting loans from banks, she approached us ‘Personal Loan Bangalore’ we are the leading financial assistance in the city Bangalore, we are the team of experts who provides valid and necessary information regarding attaining loans from top private banks like ICICI, Citi, HDFC, Axis and so in Bangalore.

    Our staffs assists Ms Malini’s situation and explains that it would be a simple process as her requirement is low and her salary amount qualifies her to avail personal loan in Bangalore that too from her bank HDFC, where she receiving salary. After getting confirmation from Ms Malini, we contact with the respective authority of HDFC bank to assist her in providing personal loan. Now, she manages to get her mother back to do house work after successful medication, by availing personal loan amount of Rs.4Lakh from HDFC bank.

  • Mr. Suresh’s Successive Story on Getting Personal Loan

    Hard work & perseverance are the two words which define - Mr. Suresh, who lives in Malleshwaram, Bangalore with small family, 1 daughter and 1 son. Mr.Suresh, a middle class family man gets fixed monthly salary by around 28K per month. After a long search Mr. Suresh manages to get suitable alliance for her daughter ‘Kavi’ who turns to be 29 years old by coming November 2016. The income Suresh gets from his job wasn't sufficient to meet all the family expenses that includes house rental and his mother’s medications, owing to that he doesn’t have any savings to do her daughter’s marriage in such a way as he planned a few years back.

    Suresh had no other option rather than preferring personal loan, as he manages his son’s higher education with his assets. With no proper guidelines and in a confused state, Mr. Suresh has approached us with his friend who already one of our old customer. We ‘Personal Loan Bangalore’ has expertise team, who can able to analysis all sorts of people’s situation and suggest them the right path to avail loans from top private banks of India like Axis, HDFC, ICICI and so.

    One of our team member ‘Mr. Anil’ assists his enquire and offers all the valid information about getting a personal loan in Bangalore like eligibility, loan approval process, loan limits according to his age & salary after analyzing Mr. Suresh’s situation completely. Mr. Anil, one of our executive suggests, according Mr. Suresh’s eligibility according to his salary pay that he can get around 8 Lakhs from Axis bank. Mr.Suresh seems to be pretty happy after hearing those words about getting personal loans from our executive. After Mr.Suresh acknowledgment, we approached the relevant team of Axis bank where they took care of Mr.Suresh from us.

  • Mr. Sahil, International Traveller

    After many years of hard work Sahil had finally managed to plan a trip to Europe with his family. It was his first international trip at 48 years of age. He had a good budget of Rs 7 lacs for the trip. He had estimated Rs 2 lacs per person for the family of three and additional Rs 1 lac for ancillary expenses. Sahil realized that he had overshot the budget while planning the trip. An old customer of ours referred Sahil to us. Sahil came to Personal Loan Bangalore asking us for personal loan for travel. He was confused about whether personal loans would be available for international travel. Considering, it was his first international travel he had little know-how about currency exchange.

    We at Personal Loan Bangalore started working on his loan eligibility as on an average Rs 50,000 to Rs 4, 00,000 are given in the form of unsecured loans from major banks like HDFC bank, ICICI bank, Kotak bank, Axis bank, and NBFCs like Fullerton, BajaFinserv and Tata Capital. After we narrowed down on the terms and conditions of a suitable loan provider we reached out to the provider’s sales team to fetch better quotes. We also verified whether the chosen loan scheme would indeed be the best for Sahil. Sahil’s income was not strong enough; the bank was not convinced with his application. We supported his case with different supporting documents. Personal Loan Bangalore made sure that Sahil’s trip to Europe was planned immaculately. We also helped him with the foreign exchange rates to give him the best rates for his currency.

  • Varun’s Dilemma of Interest Rates

    Varun came to Personal Loan Bangalore for a loan requirement. He was totally unaware of the procedure to get a personal loan. He was worried about the interest rates. He had used many online websites to find out the EMI. We at Personal Loan Bangalore work with numerous banks and NBFC’s to fetch the best interest rates for our customers. Solving Varun’s dilemma was not a problem for Personal Loans Bangalore.

    However, Varun was also looking for quotations from agents. Varun contacted us to tally an interest rate he got from an agent. The agent proposed a personal loan proposal from a NBFC The agent had told Varun that he would not be able to able to get such a competitive interest rate. Varun was going to be signing papers but he called us in at the right time. Our team took the case on an emergency basis and found that the agent had been pushing a certain loan was getting a greater commission from the lending institution. Our team found a better personal loan proposition and we explained Varun about how he was getting a competitive interest rate with us and plus the loan would get disbursed in a shorter while. Varun agreed to go ahead with our lender’s quotation and in the process saved up on the interest rates, saved Varun’s time for loan processing and also got backed by a more reliable institution. Hence, we at Personal Loan Bangalore always suggest that customers check with prevailing interest rates with us.

  • Success Story of Ms. Malini

    Ms Malini works as a Store Manager in the popular textile showroom in the business city Bangalore. She is the only source of income for her family after her father died in an accident a few years ago. She lives alone with her mother, who prefers to be as house mother. Ms Malini’s gets salary as Rs. 25K per month and it’s fair enough for here to run her family in this expensive city Bangalore. One day, Ms Malini’s mother slips in slippery titles, which cost her knees. Doctors suggest Ms Malini’s mother to undergo knee replacement which might cost around 4Lakhs.

    As Ms Malini doesn’t have any source to collect such amount in quick session, Ms Malini has broken completely. One of Ms Malini’s friends Mrs. Priya suggest her to opt Personal loan. With no idea about getting loans from banks, she approached us ‘Personal Loan Bangalore’ we are the leading financial assistance in the city Bangalore, we are the team of experts who provides valid and necessary information regarding attaining loans from top private banks like ICICI, Citi, HDFC, Axis and so in Bangalore.

    Our staffs assists Ms Malini’s situation and explains that it would be a simple process as her requirement is low and her salary amount qualifies her to avail personal loan in Bangalore that too from her bank HDFC, where she receiving salary. After getting confirmation from Ms Malini, we contact with the respective authority of HDFC bank to assist her in providing personal loan. Now, she manages to get her mother back to do house work after successful medication, by availing personal loan amount of Rs.4Lakh from HDFC bank.

  • Mr. Suresh’s Successive Story on Getting Personal Loan

    Hard work & perseverance are the two words which define - Mr. Suresh, who lives in Malleshwaram, Bangalore with small family, 1 daughter and 1 son. Mr.Suresh, a middle class family man gets fixed monthly salary by around 28K per month. After a long search Mr. Suresh manages to get suitable alliance for her daughter ‘Kavi’ who turns to be 29 years old by coming November 2016. The income Suresh gets from his job wasn't sufficient to meet all the family expenses that includes house rental and his mother’s medications, owing to that he doesn’t have any savings to do her daughter’s marriage in such a way as he planned a few years back.

    Suresh had no other option rather than preferring personal loan, as he manages his son’s higher education with his assets. With no proper guidelines and in a confused state, Mr. Suresh has approached us with his friend who already one of our old customer. We ‘Personal Loan Bangalore’ has expertise team, who can able to analysis all sorts of people’s situation and suggest them the right path to avail loans from top private banks of India like Axis, HDFC, ICICI and so.

    One of our team member ‘Mr. Anil’ assists his enquire and offers all the valid information about getting a personal loan in Bangalore like eligibility, loan approval process, loan limits according to his age & salary after analyzing Mr. Suresh’s situation completely. Mr. Anil, one of our executive suggests, according Mr. Suresh’s eligibility according to his salary pay that he can get around 8 Lakhs from Axis bank. Mr.Suresh seems to be pretty happy after hearing those words about getting personal loans from our executive. After Mr.Suresh acknowledgment, we approached the relevant team of Axis bank where they took care of Mr.Suresh from us.

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